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Author: ambients

Heads up business owners: the asset write-off deadline is looming!

Business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the full cost have just over a month to act.

Continue Reading Heads up business owners: the asset write-off deadline is looming!
Author ambientsPosted on May 11, 2023May 11, 2023Categories Latest

More home buyers set to benefit from low deposit, no LMI schemes

More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run you through all the upcoming changes to the low deposit, no lenders mortgage insurance scheme.

Continue Reading More home buyers set to benefit from low deposit, no LMI schemes
Author ambientsPosted on May 10, 2023May 10, 2023Categories Latest

Homeowners brace as RBA raises cash rate to 3.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments?

Continue Reading Homeowners brace as RBA raises cash rate to 3.85%
Author ambientsPosted on May 2, 2023May 2, 2023Categories Latest

Tips to help stay on top amidst the rate hike cycle

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.

Continue Reading Tips to help stay on top amidst the rate hike cycle
Author ambientsPosted on April 26, 2023April 26, 2023Categories Latest

Property listings and prices are bouncing back

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

Continue Reading Property listings and prices are bouncing back
Author ambientsPosted on April 19, 2023April 19, 2023Categories Latest

What is the fixed-rate cliff and how can refinancing help?

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?

Continue Reading What is the fixed-rate cliff and how can refinancing help?
Author ambientsPosted on April 12, 2023April 12, 2023Categories Latest

Mortgage holders granted a reprieve as RBA puts interest rates on hold

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?

Continue Reading Mortgage holders granted a reprieve as RBA puts interest rates on hold
Author ambientsPosted on April 4, 2023April 4, 2023Categories Latest

Money habits that may raise lenders’ eyebrows

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?

Continue Reading Money habits that may raise lenders’ eyebrows
Author ambientsPosted on March 29, 2023March 29, 2023Categories Latest

Time to jump in? First home buyer deposit saving times plunge

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.

Continue Reading Time to jump in? First home buyer deposit saving times plunge
Author ambientsPosted on March 22, 2023March 22, 2023Categories Latest

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

Continue Reading Homeowners feel the pinch as RBA lifts cash rate to 3.60%
Author ambientsPosted on March 7, 2023March 7, 2023Categories Latest

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