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Author: FinancElite

Home loan interest rate rising? There may be other options

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.

Continue Reading Home loan interest rate rising? There may be other options
davidAuthor FinancElitePosted on May 20, 2026May 20, 2026Categories Latest

Federal Budget 2026: how it could affect your property plans

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.

Continue Reading Federal Budget 2026: how it could affect your property plans
davidAuthor FinancElitePosted on May 14, 2026May 14, 2026Categories Latest

Cash rate increases for the third time this year, now up to 4.35%

The hits just keep coming for mortgage holders, with the Reserve Bank of Australia (RBA) today raising the cash rate for a third time this year to 4.35%. If you’re starting to struggle with your mortgage repayments, here’s how you can potentially take action.

Continue Reading Cash rate increases for the third time this year, now up to 4.35%
davidAuthor FinancElitePosted on May 5, 2026May 5, 2026Categories Latest

How to turn your new-build dreams into reality

There’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.

Continue Reading How to turn your new-build dreams into reality
davidAuthor FinancElitePosted on April 29, 2026April 29, 2026Categories Latest

Could your home loan pre-approval be out of date?

Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.

Continue Reading Could your home loan pre-approval be out of date?
davidAuthor FinancElitePosted on April 22, 2026April 23, 2026Categories Latest

Why buyers are defying rate hikes and rising fuel prices

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.

Continue Reading Why buyers are defying rate hikes and rising fuel prices
davidAuthor FinancElitePosted on April 16, 2026April 16, 2026Categories Latest

One-in-five investors snatch up interstate properties

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.

Continue Reading One-in-five investors snatch up interstate properties
davidAuthor FinancElitePosted on April 9, 2026April 16, 2026Categories Latest

5% Deposit Scheme helps more than 300,000 Aussies buy a first home

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.

Continue Reading 5% Deposit Scheme helps more than 300,000 Aussies buy a first home
davidAuthor FinancElitePosted on April 2, 2026April 9, 2026Categories Latest

Good news for buyers – surge in homes hitting the market

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.

Continue Reading Good news for buyers – surge in homes hitting the market
davidAuthor FinancElitePosted on March 26, 2026March 26, 2026Categories Latest

Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?

Continue Reading Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%
davidAuthor FinancElitePosted on March 17, 2026March 17, 2026Categories Latest

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