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Category: Latest

Property listings and prices are bouncing back

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

Continue Reading Property listings and prices are bouncing back
Author ambientsPosted on April 19, 2023April 19, 2023Categories Latest

What is the fixed-rate cliff and how can refinancing help?

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?

Continue Reading What is the fixed-rate cliff and how can refinancing help?
Author ambientsPosted on April 12, 2023April 12, 2023Categories Latest

Mortgage holders granted a reprieve as RBA puts interest rates on hold

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?

Continue Reading Mortgage holders granted a reprieve as RBA puts interest rates on hold
Author ambientsPosted on April 4, 2023April 4, 2023Categories Latest

Money habits that may raise lenders’ eyebrows

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?

Continue Reading Money habits that may raise lenders’ eyebrows
Author ambientsPosted on March 29, 2023March 29, 2023Categories Latest

Time to jump in? First home buyer deposit saving times plunge

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.

Continue Reading Time to jump in? First home buyer deposit saving times plunge
Author ambientsPosted on March 22, 2023March 22, 2023Categories Latest

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

Continue Reading Homeowners feel the pinch as RBA lifts cash rate to 3.60%
Author ambientsPosted on March 7, 2023March 7, 2023Categories Latest

The latest twist in the tale of national property prices: explained

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data.

Continue Reading The latest twist in the tale of national property prices: explained
Author ambientsPosted on March 1, 2023March 1, 2023Categories Latest

Take the heat off rate hike fears with these 4 tips for buyers

Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here’s how to stay cool and calm when buying your next property.

Continue Reading Take the heat off rate hike fears with these 4 tips for buyers
Author ambientsPosted on February 22, 2023February 22, 2023Categories Latest

How to prepare for a fixed-rate mortgage cliff

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.

Continue Reading How to prepare for a fixed-rate mortgage cliff
Author ambientsPosted on February 15, 2023February 15, 2023Categories Latest

RBA hikes the cash rate for the ninth time in a row, to 3.35%

The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?

Continue Reading RBA hikes the cash rate for the ninth time in a row, to 3.35%
Author ambientsPosted on February 7, 2023February 7, 2023Categories Latest

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