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Author: FinancElite

What are the chances of another rate cut this year?

The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan.

Continue Reading What are the chances of another rate cut this year?
davidAuthor FinancElitePosted on October 8, 2025October 8, 2025Categories Latest

Separating? Understand your home loan options

Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal.

Continue Reading Separating? Understand your home loan options
davidAuthor FinancElitePosted on October 2, 2025October 2, 2025Categories Latest

99% of brokers have helped their clients secure a lower rate

Continue Reading 99% of brokers have helped their clients secure a lower rate
davidAuthor FinancElitePosted on September 25, 2025September 25, 2025Categories Latest

Countdown to be in your new home by Christmas

The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there.

Continue Reading Countdown to be in your new home by Christmas
davidAuthor FinancElitePosted on September 18, 2025September 18, 2025Categories Latest

Jump into the market up to 4 years sooner with 5% deposit scheme

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.

Continue Reading Jump into the market up to 4 years sooner with 5% deposit scheme
davidAuthor FinancElitePosted on September 11, 2025September 11, 2025Categories Latest

5 steps to help you find a competitive edge this home-buying season

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring.

Continue Reading 5 steps to help you find a competitive edge this home-buying season
davidAuthor FinancElitePosted on September 4, 2025September 4, 2025Categories Latest

5% deposit scheme expands early – will it increase house prices?

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans.

Continue Reading 5% deposit scheme expands early – will it increase house prices?
davidAuthor FinancElitePosted on August 28, 2025August 28, 2025Categories Latest

Surge in switching: 1,000 home loans refinanced every day

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.

Continue Reading Surge in switching: 1,000 home loans refinanced every day
davidAuthor FinancElitePosted on August 21, 2025August 21, 2025Categories Latest

Third rate cut delivered this year as RBA trims cash rate to 3.60%

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?

Continue Reading Third rate cut delivered this year as RBA trims cash rate to 3.60%
davidAuthor FinancElitePosted on August 12, 2025August 12, 2025Categories Latest

Skipping pre-approval sees 1-in-10 first home buyers miss out

Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval.

Continue Reading Skipping pre-approval sees 1-in-10 first home buyers miss out
davidAuthor FinancElitePosted on August 7, 2025August 7, 2025Categories Latest

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  • RBA hikes the cash rate by 25 basis points to 3.85%

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